I'm a Military wife, mom of boys, life style writer, love music, baker, crafter, foodie, picture taker, fitness junkie, LOVE being outdoors and secret Starbucks addict.

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Small ways we can all save money

We all want to save money in anyway that we can. Be it at the grocery store, our financial institutions, but what about our cell phone plans, Internet, cable, travel. I have been reading a lot of different websites and there tips on where and what to save. Here are my favorite tips on where to save some money.

1. Grocery store- when we shop the ads and buy only what we need we can save hundreds of dollars a year. (See my other artice “shop that list & save” )

2. Home cooked meal VS Restaurant- This is my 2nd favorite way to save money. In the last 6 months, my family has gone out to eat 7 times. 3 were for birthday’s, 1 anniversary, and the other 3 was the I didn’t plan anything for dinner factor. when you figure in it costs a family of 4 $30-$50 depending on the restaurant, you can spend that same amount of money and have 4 home cooked meals.

3. Budgeting- This is my ultimate tip. When you figure out how much money you spend each month on what you HAVE to spend (ex: mortgage, utilities, car payments, credit cards) VS WANT to spend (clothes, manicure, massage, new hair color, magazines, shoe shopping) you can see where your $$$ goes and what you need to cut back on.

financial links: www.today.com; www.money.cnn.com; www.babycenter.com;

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