I'm a Military wife, mom of boys, life style writer, love music, baker, crafter, foodie, picture taker, fitness junkie, LOVE being outdoors and secret Starbucks addict.

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Holiday spending is HERE

With Christmas upon us in less then two months we all need to start shopping and get a budget going. For those who are all done with shopping, I give you props, good job!

Here are some tips we all can use to help with our holiday spending

1. Decide how much your going to spend. Don’t go and get a loan for thousands for Christmas. If you don’t have the cash saved up don’t spend it. My fun tip is to put the money on a gift card. You pay $2.50 for the card but you know exactly what you have to spend.

2. Make a complete list of everyone if your family/friends that you are giving gifts to. This is from parents, grandparents, siblings, cousins, aunts uncles, babysitter, neighbors, mail carrier and the office gift exchange. ANYONE you would give a gift to write them down.

3. Who is getting what? My fun tip- To talk to your family about drawing names this year if money is tight. Set a amount limit on the gift that way its fair for everyone. Talk to your siblings about a combined parent gift and then all put in a certain amount. With my parents we buy a bigger gift for them that they can use.

4. Set the expectations with your children. My fun tip- Don’t go overboard. If you keep the gifts small your kids won’t be disappointed if they don’t get that big item. Family gifts are always good for this to. My husband and I do one family gift last year’s was the Wii and a game. We keep it simple since our kids are so young, they don’t need much, we get them a few books, 2 movies, 2 or 3 toys and clothes.

5. Keep track of spending. I know I have a problem with this, I see something and say “Oh, I can get that for this person” or ” that’s a good deal”.My fun tip- write down what everyone would like and stick to that list.

Here is my other fun tip-ask people what they need instead of what they want. There are a lot of needs right know and what a better time then Christmas to full fill that need. Have fun shopping. 🙂

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Comments (4)

  1. Z28_blakbuty 12/01/2010 at 11:58 pm

    Great Ideas. Christmas is about family time and being with the people you love, not stressing about how much money it takes to get this gift or that. The pulling names idea is great, then you can just do little stocking stuffer gifts for the rest of the group. Awesome!!!!

  2. dubturbo 07/02/2012 at 12:06 pm

    A different issue is really that video gaming has become one of the all-time main forms of excitement for people of any age. Kids participate in video games, and adults do, too. The XBox 360 has become the favorite games systems for those who love to have a lot of games available to them, along with who like to learn live with other individuals all over the world. Many thanks for sharing your thinking.

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