It can be hard to talk about fraud. It’s even harder when it happens to you, a family member or a close friend. When it happens, you feel helpless and violated. You keep asking, “why did this happen?” My posts this week will focus on some things about fraud.
There is a lot of fraud. It’s everywhere. You can help to prevent it.
Here are some facts and points to talk about with family and friends. And remember, a lot of fraud happens to young kids ages 18-25 and our grandparents.
Your bank will never e-mail or call you and ask you for your account number. Your financial institution HAS your account number, why would they call you for it?
Don’t wire money to people you don’t know. Do you really have a dead relative in a far away country?
Be Cautious of work-at-home job offers. If you didn’t do the research about the company and a company just calls you out of the blue…. something isn’t right.
Foreign lotteries are illegal in the U.S. You can’t win no matter what they say. If YOU didn’t buy the lottery ticket, chances are it’s fake.
Check your monthly bank statements for charges you don’t recognize. Visa gives you 90 days to dispute a charge that you did not make. Check your statements.
Order a copy of your credit report from each of the three credit bureaus once a year. www.annualcreditreport.com
If you think something isn’t right, check it out yourself. Don’t call the number your given. Do the research and find out for yourself. OR best bet, call or take it in to your financial institution and let them know whats going on, they will help you!